Sunday, December 9, 2007

New Products of Life Insurance

Life Insurance Corporation of India (popularly known as LIC in short, throughout India for the past 5 decades) today is technologically improved and is the biggest profit earning public sector insurance company in India and in the world.

It has vast infrastructure to provide service to the people of India, unlike other private insurance Companies in India. Indians trust LIC more than any other private insurance company.

The latest products of LIC which are unit linked, are a great success amongst people.
LIC invests the money of its policy holders wisely in share market and shares the huge profits derived with its policy holders.

Bima Plus, the product of LIC of India is a great success story and bears testimonial to the above statement.

Please invest in LIC and contact me at
+91 9818325039 Delhi, India,
or
Email: lifeinsurancelicindia@gmail.com

Web: http://lifeinsurancelic.webs.com

Blog: http://lifeinsurance-lic.blogspot.com

Friday, December 7, 2007

Wednesday, December 5, 2007

IMPORTANT LINKS FOR YOU


LIC

INDIA-PAKISTAN CRICKET SCORE


Planning Commission


Bombay Stock Exchange



Google Mail

Yahoo Mail

MSN (HotMail)

CRICKET


Bombay Stock Exchange

ICICI Direct

ICICI Bank

Official Telephone Directory

Times of India

Hindustan Times

Hindi Jagran Yahoo India

Hindi Navbharat Times

RAILWAYS

Rediff Airticket

CONTENT WRITING - BLOG


ARTICLES - E-ZINE



Music


POLICIES AT A GLIMPSE

UNIT PLANS
CHILDREN PLAN- KOMAL JEEVAN







J E E V A N A N A N D


Suitability
This policy is a combination of a whole life plan and with profit endowment plan. It is suitable for people who wish to provide for their dependents, insured sums,limit the premium payment term to their earning period and at the same time provide for their old age.
Salient Features
The plan combines the virtues of both whole life plan and endowment plan.
Under the plan, premiums are limited to the term chosen and benefits are payable on the date of maturity. But the insurance cover on the life assured continues till death, like a whole life policy.
Bonus accrues during the premium paying term and is payable at the end of the premium paying term or on earlier death along with Final Additional Bonus. No Bonus is paid on death after the premium paying term.
Double Accident Benefit is available during the premium paying term and thereafter up to age 70 wherein additional sum assured is payable on death due to an accident. This benefit is built in and no additional premiums needs to be paid. Maximum Accident Cover available under this plan will be Rs. 5 lakh ( this limit excludes accident benefit taken under other plans).
Premium payment can be Monthly, Quarterly, Half yearly, Yearly and SSS.
Benefits
On Survival to maturity
Full sum assured along with Bonus is payable. Policy does not cease and insurance cover continues till death.
On Death within the term:
Full sum assured along with the bonus is payable and policy ceases.
On death after the term of the policy:
Full sum assured is payable.
Other Conditions
Minimum Sum Assured : Rs.100,000
Minimum premium must be Rs.800 per annum
Minimum age at entry :18 years .
Premium Paying term : 5-57 years
Maximum age at entry : 65 years normally but 60 years for single premium policy .
For further details/ help please contact: lifeinsurancelicindia@gmail.com
or at Mobile No.: 9818325039 at New Delhi, India

Tuesday, December 4, 2007

Profit Plus



P R O F I T P L U S





Premium can be paid in one instalment or in instalments of 3,4 or 5 years.

The premium allocated to purchase units under the plan will be invested according to the investment pattern chosen from among the four different fund types
Bond,
Secured,
Balanced and
Growth.

Optional riders like Critical illness benefit and accident benefit are also available and the premium paid by the policyholder after deduction of administrative charges, fund management charges, risk premium and premium for riders opted will be invested in the fund type chosen.

The minimum premium is
Rs 20,000 for single premium and
Rs 10,000 pa for Limited premium paying term policies.

The plan is available for persons aged 0 to 65 years.

There is no bid offer spread i.e. the sale and purchase of the units will be the same as the NAV declared on day to day basis.

There will be option to switch over from one fund to another fund.

Within a given policy year four switches will be allowed free of charge.

Partial withdrawls are allowed after the third policy anniversary after atleast three years premia have been paid.

Higher of the sum assured or the policyholder`s fund value shall be available as death benefit.

On maturity an amount equal to the Policyholder`s fund value is payable.
For further details/ help please contact: lifeinsurancelicindia@gmail.com
or at Mobile No.: 9818325039 at New Delhi, India